On my blog at Echo’s Gardens, you may have been reading about 2015 – The Year of Renovation and Renewal. I obtained a home equity line of credit and set out to renovate my gardens and improve my home. I made a lot of mistakes but had a lot of successes as well.
I Need to Take Control!
One thing the mistakes – and other events – taught me is that I need to take control of many aspects of my life. For example, in spite of being determined not to buy new plants until I had corrected the problems in the existing gardens surrounding my house, I purchased at least 200 – most of which were never planted, and now sit in my garage waiting for spring.
I Need to Control Spending
A far worse problem is that one key to making the whole project work was to pay back as much of the principal as possible on the home equity line over the winter. Instead, I have continued to spend, often impulsively, and my credit card bill continues to be in the thousands of dollars each month. I’m furious with myself – and yet I can’t stop. I want this. I need that. Oh, that would be SO helpful to have. And believe it or not, I have about 8 Amazon wish lists where I save items I want but am not ready to buy for one reason or another.
It’s like a drug.